Demo: Smart Claims

Smart Claims, built on Kamios, transforms complex insurance claims into one coordinated, auditable conversation.

Kamios acts as the orchestration layer, coordinating AI agents, enterprise data, systems, and human decision-makers across the entire claims workflow. Agents handle coverage checks, eligibility, calculations, document extraction, claim registration, and pre-adjudication, while Kamios pauses the process whenever human approval is required and records every action.

Across health, critical illness, hospital income, and life insurance claims, the same five-step flow applies: verify coverage and eligibility, resolve benefits and customer costs, route exceptions for human approval, automatically prepare the claim from existing information and documents, and produce a decision or payment path.

The result is fewer handoffs, less repeated information, faster decisions, clear explanations for customers, and a complete audit trail showing which agent acted, what data and policy were used, and who approved each critical decision.

Five steps. One conversation. Human oversight where it matters. A trace of every action.